Possible Title:
Crazies in HidingTheme: Phrases the first word of which begins with LO; the second with CO
Good Ones:Phantom’s hangout OPERA
Fashion’s Chanel COCO [not channel]
Cheep digs? NEST [not cheap]
Some Nits to Pick:All at once, as a payment LUMPSUM [lump sum is nominative; all at once adverbial --- clue should be “All at once payment”]
ESAS
RATING:

Three grins = Loved it; Two grins = Enjoyed it; One grin = A bit bland for my taste; One teardrop = Not much fun